My wife just recently retired from teaching and this transition has caused us to examine affordable health care in America. While my wife was employed by the school district we had an affordable health care plan through Blue Cross Blue Shield of Illinois. And while the premiums and deductibles have gone up over the last several years, most of the increases have been absorbed in contract negotiations between the teachers’ union and the school district.

Now that Sherry’s employment contract is coming to an end we have had to look for some other insurance options.

For Sherry she can move into an affordable health care plan through her pension fund. One that would allow her to continue with the same existing coverage she has with Blue Cross Blue Shield for about $250 per month. Given the current environment that’s a pretty affordable health care plan.

However, to keep me on the plan the monthly cost went to almost $1000 per month. Not so affordable.

Which lead me on a search to find affordable health care coverage for myself. My journey will provide you with some food for thought. Read More →